Thank you for your interest into the FHLB First Time Home Buyers Grant Program and your online visit to It's my committment to making the financial road to homeownership easier for first time home buyers than it's ever been before.

Forman Real Estate, in conjunction with the Federal Home Loan Bank (FHLB) of Atlanta, is pleased to announce the 2016 offering of it's popular First Time Home Buyer Program (FHP) in the State of Maryland. FHLB grants are offered through exclusive partnership arrangements with local financial member institutions. FHLB provides matching funds for down payment and closing cost for eligible and qualified first time home buyers purchasing a home in the State of Maryland.

FHLB sets aside up to 35 percent of its annual Affordable Housing Program funds for the FHP. Funds are available beginning January 7, 2016, through December 31, 2016. (or until the funds set-aside has been exhausted) FHLB funds are disbursed on a first-come, first-served, home buyer-by-home buyer basis. The maximum FHLB grant for 2016 is $5,000 per household, which requires only a $1,250 contribution by the purchaser. Far less than the minimum FHA cash requirement of 3.5%.

Individual participants receiving FHLB funds must complete home buyer counseling classes that includes educational training on the home buying process including courses on budgeting, mortgage financing, lending laws, and homeownership fundamentals. But hurry, classes fill up fast !

Take advantage of this fantastic opportunity to purchase your first home for less than the FHA minimum cash requirement of 3.5% down.

Complete the information below to receive more information on local home buyer education classes and to be pre-qualified by an approved lender for the program.

$10000 FHLB Grant Required
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